Landlord Premier Insurance

Landlord's Choice Premier

The cover as detailed in the Landlord's Choice Value policy plus the following:

Buildings Section (see summary of cover for definitions)

  • £5,000 Landlord's business contents included free
  • Loss of up to 3 months rent following murder, suicide or notifiable disease - max 5% of the building sum insured
  • Lock replacement following theft of their keys - max £250
  • Loss of oil - max £5,000
  • Loss of metered water - max £1,000
  • Damage to landscaped gardens by the emergency services - max £5,000
  • Water damage tracing costs - max £10,000
  • Prevention of access resulting in loss of rent - max 20% of sum insured
  • Public utilities resulting in loss of rent - max 20% of sum insured
  • Contract works - max £15,000
  • Costs of re-letting following a claim - max £500
  • Legal liability for accidents to domestic employees - £10,000,000

Landlord's business contents (£5,000 included with buildings section)

  • Loss of heating oil - £5,000
  • Leaseholders cover where you are not responsible for insuring the building but have installed and are responsible for fixtures and fitting, greenhouses, sheds etc - £10,000

Property owners legal expenses

  • Property disputes
  • Repair & renovation disputes
  • Health & safety prosecutions
  • Tax protection
  • Limit of £50,000 per claim and £500,000 in the aggregate

Options available

  • Increased Public Liability indemnity limit of £5,000,000 available at additional cost as owners of the buildings or as owners of the landlord's business contents.
  • Loss of rent or alternative accommodation - max £25,000 (not required if buildings section operative)
  • Premium discounts available for increased excess - 5% for additional £250 and 10% for additional £500
  • Landlord's rental protection optional extension
  • Option to buy back cover (not including theft or malicious damage) after 60 days of unoccupancy for a maximum of a further 90 day period

Portfolio business

10 or more properties separate portfolio rates available

I was reluctant to use this company as i had not come across them before. But I am glad I did they very very competitive with their price and also they were very knowledgeable about the policy I brought. All in all I'm very satisfied with them and their policy.
Mr A Mahmood from Peter